Does Homeowners Insurance Cover Damage from Rodents and Other Pests?
Winter is fast approaching, and with the changing seasons comes colder weather. Preparing for the chilly temperatures means making sure you take all the necessary precautions to “winter-proof” your home. After you’ve had your furnace serviced, recaulked your windows...
Preparing for the Unexpected: Home Break-Ins
Did you know there are over 1 million burglaries throughout the United States every year? Whether you have fallen victim in the past or not, we all remain targets for home break-ins. There are many ways that we can avoid being targeted, but we should also prepare for...
Jim Rollo’s Tricks and Tips for Packing the Summer Away
The summer season is fleeting in Upstate New York. Fall is coming, the leaves will change, and the temperature will drop. We can exchange pool days for pumpkin patches and iced tea for warm apple cider. Unfortunately, it isn’t all just apple-picking and cheering on...
House Fire Devastates Family of Six
Imagine being a single mother of five children. You come home one night, days before Christmas, to find your house on fire, destroying everything you own. Of course, everyone thinks, “That could never happen to me,” but for one Jim Rollo customer, this horror was her...
The Pros and Cons of Multi-Line Discounts for Happy Homeowners
Keeping your costs down is one of the most important steps you can take on your journey to becoming a Happy Homeowner. Lucky for you, there are many ways to save. One of the easiest ways to keep costs down is to ask your insurance provider about multi-line discounts,...
How to Protect Yourself from Sewage Backup or Sump Pump Failure
Did you know there are special home insurance policies designed to help homeowners recover from damage caused by sewage backup or sump pump failure? If not, this blog is for you! First, let's dig into some misconceptions and examples of how this type of coverage...
How to Enjoy Grilling Season Safely This Summer
Summer is the best season to enjoy outdoor activities with friends, neighbors, and family. Outdoor grilling is one of the great American summer traditions and signifies the beginning of the season. Grilling has become an art form for many people around the country...
Trees, Trees, Trees: Getting to the Root of Homeowners’ Most Frequently Asked Questions
Trees add beauty to our properties and also help improve our overall quality of life. They also provide shade and relief on hot summer days. Trees can be a natural playground for children who love to climb, and a tree house can become a favorite hideout. One of my...
The Inflation Conversation: The Cost of Everything
With the exception of certain valuable items and collectibles, nearly everything inside our homes is depreciating. Meanwhile, the replacement prices for our personal belongings continue to rise with inflation. If you have recently been shopping for home furnishings,...
Homeowners and Homebuyers: What You Need to Know About Housing Valuations and Inflation
What effect is inflation having on homeowners and homebuyers? One answer to the question can be found by looking at the cost of building materials. Since the start of 2022, the average price of building materials has risen 8%. So, whether you are a homeowner or...