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Keeping your costs down is one of the most important steps you can take on your journey to becoming a Happy Homeowner. Lucky for you, there are many ways to save.

One of the easiest ways to keep costs down is to ask your insurance provider about multi-line discounts, or bundling. Most insurance providers allow you to combine your policies under one master policy, which saves you money.

But what is bundling exactly? It’s when you buy several different policies from the same insurance provider. The policies can include homeowners, life, and auto insurance, among others.

According to a study by InsuranceQuotes, consumers across the country save an average of 16% per year by bundling their auto and homeowners insurance policies with the same insurer. Some insurance providers even report that if you choose them for your policies, you can save up to 25% on premiums.

Bundling is not only a great money-saving strategy; it also makes managing your policies easier. Instead of having the extra headache of dealing with multiple companies or agents, you go through one for everything.

It’s important to remember that even though there are big pros to bundling your insurance, there can be some cons, too.

Sometimes as people shop for insurance bundle policies, they forget the importance of shopping around. The idea of bundling can distract consumers from going after the best price.. Insurance companies strive to build loyal customers and offer bundle discounts to do so. However, when they give discounts, they’re also slowly raising rates, so it cancels out over time.

To be a Happy Homeowner, it takes work to stay on top of keeping costs down. With any big decision–from what insurance you need, to the flavor of ice cream you want–it’s important to do your research, compare costs, and not pick the first thing you see.

If you’re looking to become a better homeowner and maximize your happiness, my book provides seven in-depth strategies for becoming a Happy Homeowner. Download it today!